Overview

We build a DeFi protocol allowing anyone to buy a digital asset with credit.

Our Mission

Our objective is to improve notably users' shopping experience and contribute to web3 adoption. For that purpose, we develop payment flexibility and consumer finance services (such as split payment, try-before-you-buy, consumer loan, etc. which are very common in web2) for web3 assets. Projects can offer their community the ability to access & use their digital assets (NFTs, Real World Assets) and let them decide when and how to pay.

Over the last three decades, digital environments have become an integral part of our lives, with video games and the internet gaining immense popularity. Today, there are over three billion active video game players globally, with the number rising by over one billion in just seven years (link). In some regions, individuals spend almost a third of their day on a screen (link).

The advent of web3 and the NFT technology is a complete game-changer for the digital economy. NFTs have given tangible value to digital items, turning them into digital assets, by bringing two main features: (i) the proof of ownership (i.e. prove the uniqueness of a digital asset), and (ii) the liquidity (i.e. ease and secure primary and secondary trading).

Thanks to this technology, digital environments are transitioning into digital economies. Examples include gaming, virtual worlds / metaverses, creator's economy and digital art.

NFT use cases extend beyond virtual-native economies. The underlying technology can also be used to tokenize real-world assets, thus bridging the virtual and real worlds. Tokenization of real-life assets offers several benefits, such as transparent and tamper-proof data storage, automated payments, increased accessibility, openness, and liquidity. Examples include regenerative finance, real estate, collectibles tokenization, and NFT ticketing.

All these new digital economies, whether virtual-native or representations of real-world assets, share common goals: make digital assets permissionless, free from censorship, with transparent cash flow mechanisms. Thus, we believe that web3 assets are here to stay.

With the rapid growth of these digital assets, the first exchange infrastructures have emerged, with major marketplaces such as Opensea, MagicEden, and Blur. However, financing solutions remain very limited.

If one wants to buy an expensive digital asset, he only has two options: either he has the funds to buy it directly, or he can go through P2P leverage trading solutions such as Blend, which are complex to use, difficult to scale and risky. There is no easy-to-use financing tool made for users, and that's the issue we aim to tackle at Nemeos.

Our Vision

At Nemeos, our goal is to create the leading on-chain credit solution for web3 assets, making credit for digital assets permissionless, simple to use, and free from censorship. We seek to facilitate the growth of digital economies such as GameFi, metaverses, collectibles, RWA, among others.

We want to contribute to Web3's goal of establishing a more decentralized and open iteration of the internet.