# Why Nemeos? ### We build an innovative DeFi protocol At Nemeos, we want to contribute to the construction of DeFi and web3, developing innovative and scalable use cases . This approach can be summarized in three main differentiating items: 1. **User-oriented experience** Our financing solution opens the door for individuals with limited funds to acquire valuable assets they otherwise couldn't afford. But instead of building a trading-oriented solution, requiring users to master many technical aspects, we provide an uncensored lending environment, emphasizing ease of use with a straightforward repayment plan and fixed fees, making the process accessible to all users. 2. **Decentralized** At the heart of our protocol lies a commitment to user accessibility and inclusivity. Anyone can access our protocol without having to provide additional assets in collateral, thanks to our risk management approach: like in a mortgage, the loan is secured by the acquired asset itself. Utilizing this self-collateralization mecanism, borrowers secure loans with the assets they acquire, eliminating the need for additional collateral, which ensures a secure, equitable, and decentralized lending environment. 3. **Made for usage delegation** The Nemeos protocol is engineered with the end-user's lifestyle in mind, mirroring real-life (IRL) loan functionalities where borrowers can immediately utilize their assets. Through collaborations with web3 projects, our users can enjoy and leverage their newly acquired assets from day one, all while adhering to the loan repayment schedule. This functionality not only enhances user experience but also fosters a deeper integration of digital assets into daily life. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.nemeos.finance/introduction/why-nemeos.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.